Yes, it's a HAPPY new year for me!

This is absurd. Check this out:

I decided to sell my car, so I applied for GE Money (James) personal loan since they are hassle-free (48hrs approval!!). Bro had no prob getting his loan in 2006 when he decided to pursue his studies. Sis had no prob getting her loan couple of wks b4 me to also pay her car's full settlement as she changed car. However, me being the jinx, had to go through helluva inconveniences for my loan application!! I sneaked out of airport during lunch hour on 14 Dec to apply @ Tamp SingPost (even got caught in the rain after I'm done so had to take train back which delayed me back to office, just nice reached office just nice for 2.30pm mtg!). Mine was a special case, I was only entitled up to $9k (4x monthly salary) but I insisted to apply for $17k (to pay for full settlement of my balance car loan) & let them evaluate my financial standing. Ended up I nvr heard from them till 26 Dec where they called to tell me the max they can give me is $11.5k. There's a long stupid story y I nvr heard from them...they have a stupid policy of calling office & house no. to ensure it's genuine, before calling a person's hp. And I was on leave & hardly @ home that whole period which they were calling my office & house!! After 6 days, then they called my hp (the 1st day I resumed work!). I was pissed with them, but we moved on.

The next day (Thurs, 27 Dec) I got an sms stating the loan amt will be credited the following day & I also received a call to tell me the same (funds will be credited after 6pm the following day, Fri 28 Dec). At 5+pm, someone the girl I applied with sms me to ask if I'm accepting the $11.5k & I am, I need to come down to re-sign a new application. Although I was pissed I made an effort to go down & sign the following morning on the condition it wldn't delay the crediting of my funds. However, I did not receive the funds as promised that Fri night, when I sms-ed her on Sat, she was shocked but told me that she can only check on Mon as the head office is closed. On Mon morning I sms-ed her agn & she told me "there was a disbursement error on Fri & everybody did not get their monies. you will be getting the money today but after 6pm".

All in all it took me 14 blardy working days (excl wkends & holidays) before I finally got my loan!!

For all that heartache...I just got a letter from GE Money that I'm entitled to this gift redemption:



How absurd can that be right!??! Allah works in the most mysterious way...truly. Such a blessed start for 2008, for a depressing end to 2007. Alhamdulillah. However, I'm not sure what I'll do with the phone since I just changed my phone on 2 Dec to this (Nokia 5610):

Bye bye 2007!

What a year! Although a lot of things happened to my favour (to which I'm grateful to Allah SWT), I'd say 2007 is a NO GOOD year for me simply bcoz it wasn't what I envisioned my 2007 to be when I wrapped up my horrible 2006! And that's why I can only hope my 2008 will be btr.

2007 has been a year of changes. Those who know me well, I resist change. But with all the changes that happened in 2007, I'm more susceptible to CHANGE
now. With that, there'll be a lot of changes for me in 2008.

1. I terminated Sony & Star Plus for Star Gold. Can anything beat that?!? Hehe.

2. I sacrificed my "baby"...yea, hell, I sold off my car & parted with it today, the last day of 2007!! Had to take a loan of $16k to settle the full settlement balance of $17.5K but at least that will only tie me in a 3 yr loan for just $430 monthly as
compared to up to $1K maintaining the car for the next 7 yrs! (There's a reason for selling the car, just that I can't share. Period.)

3. By letting go of my car, my bank balance shall see some changes, I'm sure. I look forward to build up my savings all over again and end 2008 with at least $5k in savings!

4. I'm actively searching for jobs, thus I'm looking to change job in 2008.

5. I'm not actively searching for groom, thus I'm not looking to get hitched in 2008 (sorry to disappoint many!)!!

Ok ok...Sony's Dard-E-Disco countdown concert is starting in a while...gonna go to bed & watch it till 3am! My last programme on Sony before the channel disappears!